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      12-22-2014, 05:42 PM   #1
possib1edoc
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Drives: BMW X7
Join Date: Nov 2014
Location: Florida

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Graduate Discount and Finance Question

I have a question regarding graduate discount.

I see that you get a $1,000 discount off car. However, it looks like you have to finance through BMW Financial services. However, on the website it says that by using this discount you get special rates too.

1. Can anyone who recently used this discount tell me what APR they received?

If I have to pay 3.12% for this APR then does it make sense to even use the rebate because I feel like I can get APR from outside lenders from around 0.99% - 1.50%.
Car Price (including tax) without Graduate Rebate is approx: $62,600
Car Price with Graduate Rebate is approx: $61,600

2. My dealer included an AOR charge. What is this?

Thank you for your help!
Appreciate 0