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The only thing you need to ask about is interest rates in order to make sure that you get one competitive in the market for your credit score and loan duration. The rest is math that can be done on an internet calculator.
I have excellent credit. When I go car shopping, I generally just Google prevailing rates, find the best one (credit unions are pretty reliable to show the best possible rate available) and demand that I get that rate. It makes shopping really easy since I don't have to worry about pre-arranging financing or anything. I just tell the dealer what I want and they get it for me (even if their partner banks can't match the rate, the dealer can buy it down).
My X5 loan is about 2% over 60 months. Got it about a year ago. Unfortunately, BMW wasn't offering any financing specials at the time. 0% or 0.9% would have been awesome.
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