02-22-2017, 02:10 PM | #23 | |
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41 Male North West 9 years NCB £490I think mine is and I had to get a tracker. I went with BMW track star and the insurance is via LV. Good luck, rates do seem to have gone up recently.
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02-22-2017, 04:32 PM | #24 |
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Thanks everyone for your kind help
So been shopping around tonight and the lowest I have got is £810 with LV Insurance. Only drawback is that I need a tracker. Any advice on cost and best product to look at? Alternatively I have a quote with Admiral for £991 without the need for a Tracker. Also Admiral quote £902 but I have to have a Telematics box which I refuse to have anyone monitoring my driving in the M50d So can I get a Tracker for under £180 to make the cheaper quote worthwhile? I'm with Hastings Direct at present, however they refuse to quote me online Will have to call them tomorrow. Cheers
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02-22-2017, 04:39 PM | #25 |
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Insurance approved trackers start in the region of £500 plus subscription costs. I think you would be better of finding a insurance company that doesn't need a tracker like direct line. There's a few others that don't need trackers too like privilege and some others that I can't remember.
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02-22-2017, 05:28 PM | #26 |
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Wasn't it mentioned somewhere that if a car is stolen, the Police can request it's position from BMW and they can obtain it due to all their cars now being "Connected" ?
I am sure I read somewhere you quote to the Police Operation Condor or something and they know what you're talking about. That's the reason I haven't bothered with a Tracker. Also, has anyone tried https://www.thetrackr.com/ Seems like an awfully cheap way of keeping tabs on where you car is, anyone tried it ? was thinking of getting one and hiding it somewhere in the car.
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02-22-2017, 06:51 PM | #27 | |
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02-23-2017, 12:56 AM | #28 | |
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Was with Direct Line until we got a more competitive quote from LV = £450. Interestingly my wife is swapping out her Evoque for a Macan Diesel S next month and has been quoted the same! Happy Days! |
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02-23-2017, 01:05 AM | #29 | |
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02-23-2017, 02:25 AM | #30 | |
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I think I got the 3 year subscription for £250 and the unit and fitting I can't recall maybe 200? Shop around if price is important. I went with the stealer for convenience.
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02-23-2017, 02:26 AM | #31 | |
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For new customers they are currently offering 3 years subscription for the price of 2 years at the moment, which is a good saving, as long as you don't chop and change cars ever 2 years. http://www.trackerdirect.co.uk/tracker-locate
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02-23-2017, 07:43 AM | #32 | |
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02-24-2017, 01:00 PM | #33 |
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[QUOTE=X5M50D;21315937]Thanks everyone for your kind help
So been shopping around tonight and the lowest I have got is £810 with LV Insurance. Only drawback is that I need a tracker. Any advice on cost and best product to look at? Alternatively I have a quote with Admiral for £991 without the need for a Tracker. Also Admiral quote £902 but I have to have a Telematics box which I refuse to have anyone monitoring my driving in the M50d So can I get a Tracker for under £180 to make the cheaper quote worthwhile? I'm with Hastings Direct at present, however they refuse to quote me online Will have to call them tomorrow. Cheers[/QUOTEs Still shopping around for that cheaper car insurance but no had any cheaper quotes - in fact they are getting higher £2k+ Its amazing the variation in prize I'm currently getting? In respect to GAP Insurance, I've got a great prize from Total Loss Gap at £239 for 4 years with no max claim limit based on £75k car value. This is by far the cheapest I've found if anyone is still looking Next on the list is tyre and alloy insurance quotes which is not easy to find for 21" wheels - any suggestions?
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02-24-2017, 02:24 PM | #34 | |
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[QUOTE=X5M50D;21325821]
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02-28-2017, 05:16 AM | #35 | |
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It was very straight forward to do over the phone so i would give that a go |
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02-28-2017, 05:38 AM | #36 | |
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Are there advantages with ALA over Total Loss Gap? Nice thing about TLG is there are no max limits on what you can claim for rather than £25k or £50K limits most companies quote. Thanks.
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02-28-2017, 06:09 AM | #37 |
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Yes i got a further 20% off. ALA get good reviews on their customer service and I just feel more comfortable using them if i ever had to use the policy.
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02-28-2017, 06:43 AM | #38 | |
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02-28-2017, 07:04 AM | #39 | |
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Thanks for the heads up will certainly give them a call. Did you go for the 4 year Replacement GAP policy with £50k claim limit?
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02-28-2017, 07:33 AM | #40 |
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I went with a 4 year policy, they listed a claim limit of £45k on the paperwork. Im okay with this as i feel thats plenty to cover between an insurance payout and what i paid. The discounted price of my car is around £60k, I can't see an insurance payout for a total loss being less than £15k over the next 4 years. Atleast thats how I have it in my head
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02-28-2017, 10:52 AM | #41 |
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X5 30DM Admiral wife's car - she has 10 years no claims. Garaged at night My 991 GT3 (agreed value of £130,000) costs £1030 to insure, same terms, but I only have 4 years no claims ! go figure.... |
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02-28-2017, 11:12 AM | #42 |
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Now that you mentioned it, in China the insurance is based purely on the value of the car, so first year on a $100k Range Rover was $8000 for insurance.
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02-28-2017, 11:40 AM | #43 | |
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This is based on make and model rather than registration number being quoted bearing in mind mine has not been registered yet. I've been told once you have the reg number the quote will be slightly less
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02-28-2017, 12:10 PM | #44 |
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don't know if you're being sarcastic or not, but indications are that insurance underwriting in UK appears to use similar criterias
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