3rd Party Extended Warranties

[champ198]

I've searched old threads and thought I found leads on a good aftermarket extended warranty only to find out that they don't cover X5s anymore. (i.e. Route 66 Easy Street and CNA)

Does anyone know of a solid 3rd party warranty company that provides excellent coverage? I'm looking to go exclusionary coverage with some add-ons. I've found that some companies coverages look promising but when you read the exclusionary items list, they're not so great.

I'm looking at a used 2016 xDrive50i with 55k miles.

[MizikeTSK]

Mercury offers a 3rd party warranty and has 3 tiers of coverage depending on what you want covered. It was pricey though, I don't know if that was because I have the 50i as well or if it was just the X5 in general. I didn't bother getting it since I have CPO through 2020 or 2021 and will most likely upgrade by then.

https://www.mercuryinsurance.com/ins...rotection.html

[PNWDAWG]

I've done some research on this fairly recently (March-April 2019) for my 2015 X5D with 34K miles at the time. I was looking at the following companies with the listed 5 year 100K miles agreement. Pricing varied pretty greatly as some companies wanted close to $9K for protection... but most were around $5-$6K. I've attached the Endurance, Omega, and AA contracts which I believed to be the best when doing the research.

Exclusionary - 5 Year - 100K Miles (66,000 or 13,200/year 1,100/month 36/day for my vehicle)

Endurance - $5328
Omega - $5303 (comes with some maintenance reimbursement perks)
AA Auto Protection - $4907
Hi-Tech (offered by BMW Seattle and compares to their Platinum package) - (4 year - 48K Miles - $5077) not exclusionary
BMW Platinum - (3 year - 67K Miles $6549) not exclusionary

Long story short I'm going with no warranty and will instead save the money for deletes and early maintenance when the time comes. Hope this is helpful to you for comparison purposes.

[BobBeau]

Originally Posted by PNWDAWG

I've done some research on this fairly recently (March-April 2019) for my 2015 X5D with 34K miles at the time. I was looking at the following companies with the listed 5 year 100K miles agreement. Pricing varied pretty greatly as some companies wanted close to $9K for protection... but most were around $5-$6K. I've attached the Endurance, Omega, and AA contracts which I believed to be the best when doing the research.

Exclusionary - 5 Year - 100K Miles (66,000 or 13,200/year 1,100/month 36/day for my vehicle)

Endurance - $5328
Omega - $5303 (comes with some maintenance reimbursement perks)
AA Auto Protection - $4907
Hi-Tech (offered by BMW Seattle and compares to their Platinum package) - (4 year - 48K Miles - $5077) not exclusionary
BMW Platinum - (3 year - 67K Miles $6549) not exclusionary

Long story short I'm going with no warranty and will instead save the money for deletes and early maintenance when the time comes. Hope this is helpful to you for comparison purposes.

That's ridiculous. I paid $1700 for a Platinum 4 years 50k through my credit union. 2015 50i

[CT335xi]

Originally Posted by BobBeau

That's ridiculous. I paid $1700 for a Platinum 4 years 50k through my credit union. 2015 50i

That’s a great deal!! Not to much would have to go wrong for you to get your money on that deal, but I agree with you 5-6k is steep for the possibility of something major going wrong.

[markslc1]

Originally Posted by BobBeau

That's ridiculous. I paid $1700 for a Platinum 4 years 50k through my credit union. 2015 50i

I would like to know more about that cu and insurance option.

[BobBeau]

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EFG Companies. It was offered to me from the credit union when I got the loan. I kind of blew it off until the loan guy sent me the pricing. Looking back, I should've opted for the 60 month for an additional $900. I had their wheel and tire warranty on my CTS-V and they paid everytime, no questions asked.

[BobBeau]

Originally Posted by CT335xi

That’s a great deal!! Not to much would have to go wrong for you to get your money on that deal, but I agree with you 5-6k is steep for the possibility of something major going wrong.

Correction... I got the 36 month/75k Premium warranty for $1740. The 60 month/75k would've been $2,667.

[BobBeau]

Tried posting pics of the warranty but they're not posting for some reason

[Brentmc]

CarMax is offering a 75/60 with 150 deductible for 2799

[CT335xi]

Originally Posted by Brentmc

CarMax is offering a 75/60 with 150 deductible for 2799

Does the car have to be purchased there and how good is the coverage? Major powertrain only or does it cover all types of other items? Thanks

[tabindex]

I bought 4 years 48k miles policy from VehicleOne by Ally bank with my non CPO 2017 50i. Seems pretty good.

[bmwx5er]

Originally Posted by CT335xi

Does the car have to be purchased there and how good is the coverage? Major powertrain only or does it cover all types of other items? Thanks

Carmax offers one of the best aftermarket warranty plans (5 yrs fixed, 75k/100k/125k on odometer, and $100/$300/$500 deductibles IIRC). Unfortunately, they only offer it as part of buying a car from them.