A BMW crashed right outside CES

HZX540e · 01-07-2017, 10:24 PM

Over 100k gone but the sad part is the piece of beauty that was destroyed.

https://www.cnet.com/roadshow/news/bmw-crash-ces-2017/

IvanLZ · 01-07-2017, 10:37 PM

Poor guy. Test driving his dream car and now needs to pay for it and not getting any lol.

alphaod · 01-08-2017, 12:26 AM

Regardless of waiver usually these companies have some sort of insurance and if this guys owns his own car would have coverage.

Roundown · 01-08-2017, 07:21 AM

Quote:

Originally Posted by alphaod

Regardless of waiver usually these companies have some sort of insurance and if this guys owns his own car would have coverage.

Imagine the guy drives a late model Camry. His insurer factors in replacement and/or repair costs of that Camry when calculating his collision premium. Then he totals an M6 that's worth 7x what he's insured for... how does that work?

iconoclast · 01-08-2017, 07:28 AM

Quote:

Originally Posted by IvanLZ

Poor guy. Test driving his dream car and now needs to pay for it and not getting any lol.

The Dealer plate covers incidents along with Dealership liability insurance. The individual is not on the hook for anything unless they were DUI/DWI. This is the reason most Dealerships do not allow prospect test driving alone because their insurance will not cover if employee is not on the test drive.

HZX540e · 01-08-2017, 07:48 AM

Quote:

Originally Posted by iconoclast

Quote:

Originally Posted by IvanLZ

Poor guy. Test driving his dream car and now needs to pay for it and not getting any lol.

The Dealer plate covers incidents along with Dealership liability insurance. The individual is not on the hook for anything unless they were DUI/DWI. This is the reason most Dealerships do not allow prospect test driving alone because their insurance will not cover if employee is not on the test drive.

Even if the driver was at fault? Reckless?

iconoclast · 01-08-2017, 08:16 AM

I am not sure of the details and I am certain the coverage varies by region however here in most cases the Dealership's insurance covers the entire incident if the driver was at fault despite taking a copy of the driver's insurance card. It is the main reason why insurance for auto industry is so high around here. Insurance company will fight hard to prove the other party was at fault (if possible) or that the Driver's insurance should cover but if not they will cover. If the the commercial insurance does not cover the entire claim (repair, injury etc.) the secondary insurance will/should pick up the difference.

Mexecutioner · 01-08-2017, 02:42 PM

Why did the driver thought about going nuts in this test drive car? Surely he didn't know how to harness all that power. I wonder if the CA asked him to punch it and it back fired?

MysticBlue · 01-08-2017, 03:53 PM

Quote:

Originally Posted by Mexecutioner

Why did the driver thought about going nuts in this test drive car? Surely he didn't know how to harness all that power. I wonder if the CA asked him to punch it and it back fired?

According to the news story, the driver was alone.

Mexecutioner · 01-08-2017, 04:32 PM

After reading the story, the driver seems to be screwed and will have to cover the cost of the M6, hopefully through his insurance.

iconoclast · 01-08-2017, 05:26 PM

if that waiver holds up then i would assume so. (my comments were regarding a standard test drive where a prospect would drive a vehicle with the intention of buying it.) it appears BMW got more publicity than they anticipated with this little test drive event at CES.

Flying Ace · 01-10-2017, 03:37 PM

based on my best recollection from bimmerpost, this is a result from underinflated tires and generally being a dick when you drive your car.

puckybadger · 01-13-2017, 09:25 AM

The owners of any vehicle, dealers included, are responsible and their insurance is considered primary coverage. When you hand your keys to anyone, they are driving on your insurance.

01-07-2017, 10:24 PM	#1
HZX540e Lieutenant 374 Rep 591 Posts Drives: 2021 X5MC Join Date: Oct 2016 Location: Fairfax, VA iTrader: (0)	A BMW crashed right outside CES Over 100k gone but the sad part is the piece of beauty that was destroyed. https://www.cnet.com/roadshow/news/bmw-crash-ces-2017/
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01-07-2017, 10:37 PM	#2
IvanLZ Lieutenant 139 Rep 452 Posts Drives: 2015 X5 35i Join Date: Jan 2016 Location: Toronto iTrader: (0)	Poor guy. Test driving his dream car and now needs to pay for it and not getting any lol.
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01-08-2017, 12:26 AM	#3
alphaod Mmmmm… 1150 Rep 2,426 Posts Drives: F15 Join Date: Oct 2011 Location: New York iTrader: (0) Garage List 2015 BMW X5 xDrive50i [10.00]	Regardless of waiver usually these companies have some sort of insurance and if this guys owns his own car would have coverage. __________________ 2015 BMW X5 xDrive50i BMW CCA 509766
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01-08-2017, 08:16 AM	#7
iconoclast Self-Deprecating Narcissist 7266 Rep 6,561 Posts Drives: Audi BMW Ferrari LR MB Join Date: Jan 2014 Location: In, Out & Around... iTrader: (1)	I am not sure of the details and I am certain the coverage varies by region however here in most cases the Dealership's insurance covers the entire incident if the driver was at fault despite taking a copy of the driver's insurance card. It is the main reason why insurance for auto industry is so high around here. Insurance company will fight hard to prove the other party was at fault (if possible) or that the Driver's insurance should cover but if not they will cover. If the the commercial insurance does not cover the entire claim (repair, injury etc.) the secondary insurance will/should pick up the difference. __________________ http://www.instagram.com/_.iconoclast/
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01-08-2017, 02:42 PM	#8
Mexecutioner Second Lieutenant 101 Rep 254 Posts Drives: 2015 X5 xDrive35i Join Date: Nov 2015 Location: Los Angeles iTrader: (1)	Why did the driver thought about going nuts in this test drive car? Surely he didn't know how to harness all that power. I wonder if the CA asked him to punch it and it back fired?
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A BMW crashed right outside CES

01-08-2017, 04:32 PM	#10
Mexecutioner Second Lieutenant 101 Rep 254 Posts Drives: 2015 X5 xDrive35i Join Date: Nov 2015 Location: Los Angeles iTrader: (1)	After reading the story, the driver seems to be screwed and will have to cover the cost of the M6, hopefully through his insurance.
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01-08-2017, 05:26 PM	#11
iconoclast Self-Deprecating Narcissist 7266 Rep 6,561 Posts Drives: Audi BMW Ferrari LR MB Join Date: Jan 2014 Location: In, Out & Around... iTrader: (1)	if that waiver holds up then i would assume so. (my comments were regarding a standard test drive where a prospect would drive a vehicle with the intention of buying it.) it appears BMW got more publicity than they anticipated with this little test drive event at CES. __________________ http://www.instagram.com/_.iconoclast/
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01-10-2017, 03:37 PM	#12
Flying Ace Lieutenant General 4985 Rep 11,891 Posts Drives: G05 45e, 997.1 & 991.1 GT3s Join Date: Jul 2014 Location: SF, CA iTrader: (5)	based on my best recollection from bimmerpost, this is a result from underinflated tires and generally being a dick when you drive your car. __________________ 22 Phytonic/Coffee X5 45e (CoVID-free) 08 Speed Yellow 911 GT3 Sharkwerks 12 AW/Cinnamon X5d Sports Pkg (retired) 14 AW/Beige M6GC ZCP, MPE, V2 steering wheel, vorsteiner (retired) 08 SSII/Black E90 M3 (retired)
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01-13-2017, 09:25 AM	#13
puckybadger Captain 356 Rep 681 Posts Drives: 2024 X6 M60i LCI TBII/Tartufo Join Date: Feb 2015 Location: milwaukee, wi iTrader: (0)	The owners of any vehicle, dealers included, are responsible and their insurance is considered primary coverage. When you hand your keys to anyone, they are driving on your insurance.
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