12-04-2015, 10:13 AM | #23 |
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They quoted 6k+ at the stealership for me, 5 yrs with cosmetic. Insane. I did it for around 2400. Lotsa money but worth it for the garbage NY roads around here and for cosmetic with road rash. I'll save in the long run.
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12-04-2015, 10:27 AM | #24 | |
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On a side note, do you know if the spare tire in your car fits front and back? From the pics, it looks small. SD |
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12-07-2015, 02:52 PM | #25 |
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Hi all - 1 question I need answered, does this insurance cover aftermarket wheels? The contract appears to say so, but it has some language that also appears a little hard to interpret. I assume the policies, however, are similar around the US and it looks like some have had success replacing aftermarkets (and HREs, at that!). I'm thinking it would. Any insight? Since I just got my X5M with 21" and Conti PSS, I need a winter set, and I'm thinking of going aftermarket to get something that looks different. Thanks
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12-07-2015, 03:10 PM | #26 | |
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02-10-2016, 04:03 PM | #28 |
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Thought I'd revisit an old thread, since today I had to take advantage of the wheel and tire protection plan I bought with my X5 M, and I am glad I have this coverage.
Somehow, it's always the winter tires that attract damage for me, and I had two tires covered under the program today. Since I bought the official BMW winter tire set through my dealership, they, too, are covered by the tire protection plan I bought with my car. I must have run over some debris pushed to the side of the road by plows during the storms on Cape Cod this week, because both front and rear driver's side tires were damaged. The coverage process was painless, for me anyway, and BMW did the hunting for replacement winter tires to match the others on my X5 M. Apparently, finding replacement tires was the most difficult part of this process, as these tires are limited in availability right now. While the dealership has the vehicle for the next couple of days waiting for the tires to arrive, and the claims paperwork to get pushed across all appropriate desks, I am driving around in a fully loaded 2016 750i xDrive. Even though this claim will only put a dent into getting back out of the program the cost I paid for it, not having to do the hunting for the tires, or locating a loaner vehicle while mine is repaired, more than covers the difference for me. I also still have multiple years to go between now and the end of my coverage. |
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02-10-2016, 07:31 PM | #29 | |
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02-10-2016, 07:53 PM | #30 |
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It seems you guys get a much better deal on this insurance.
I just checked with my dealer and was not particularly impressed. Policy covers 2 tyres and one cracked rim per year for 3 years. Cost $975 AUD. It does not cover curb rash whatsoever. The issue I have with it however is that they only replace a single tyre at a time. Normally when replacing tyres, you replace a pair to ensure they wear evenly. He said that it was designed for run flats where it's not necessary to do so.
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02-11-2016, 10:18 AM | #31 | |
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You still need to replace both tires on the axle if the tires are worn beyond a certain point, but that would need to be done whether you paid for both tires, or only paid for one, and the insurance plan paid for the other. Fortunately, my winter tires only have about 1500 miles on them, so just replacing one tire on each axle won't be an issue. For me, the biggest bonus with this plan is not having to do the legwork to hunt for the tire replacements. I have a trip I'm leaving for Friday, that cannot be rescheduled, and for which I need my car. Having BMW handle all of this, all the while being allowed to drive a nice loaner vehicle for free, is a huge bonus. One that I think paying for this policy is worth, because it has allowed me to focus on the task at hand, preparing for my trip. |
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02-11-2016, 10:26 AM | #32 |
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I didn't realize the 750i was for certain people only. I just assumed getting the nicer loaner was because I was bringing in a nicer car for service. It would make sense to loan out nicer cars to people who buy nicer cars, as it would give them a chance to experience a vehicle they might then want to come in and purchase after being given the opportunity to experience it. I have seen internal BMW emails where we are referred to as elite VIP clients, but I'd like to think that's not the reason they give me the loaner vehicles they do.
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02-11-2016, 09:41 PM | #33 |
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I paid 1650 for 3 years BMW PLAN. It covered the cosmetic damage as well. This was 2 weeks ago. $1350 without the cosmetic coverage.
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02-12-2016, 09:11 PM | #34 | |
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02-16-2016, 10:53 AM | #35 |
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re
Always thought tire insurance was a no brainer--had it on my m5 for $1900. Did get two rear tires replaced but the insurance didn't pay for itself. I had a mildly bent front rim that they would not replace or repair so I had to get it repaired on my own. They used to just replace rims but now they send the rim out to a repair shop. When I looked into my x5m wheel insurance, they charged $2800 which I declined. Does not cover cosmetic and bends are only serviceable if the tire is losing air. I have two local rim shops that repair for bmw and charge $125 to straighten rims. Even more, I can buy a complete set of 21 inch pss for a lot less than the insurance. Had the insurance been cheaper I would opt for it, but the rules have become more stringent and the prices have risen. Im going to buy a replacement set of tires and in case I lose tires.
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02-16-2016, 11:35 AM | #36 | |
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02-16-2016, 08:50 PM | #37 |
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I need to correct my earlier post.
Quoted $875 which covers 2 new tyres and $1200 toward a replacement (cracked) rim, per year for 3 years. If you puncture one tyre, you can choose to replace 1 or 2. If you choose to replace both, you can choose to pay for the second, or claim your full allowance for the year.
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03-17-2016, 03:09 AM | #38 |
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Quoted initially $900 but they realized it was an M and corrected the quote to $1300 with no cosmetic 3 years direct from BMW with $50 deductible. They still honored the lower quote however afterwards. Kudos.
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03-17-2016, 09:41 AM | #39 |
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I didn't buy the tire and wheel insurance. I got the 20" Wheels, so hopefully that will help decreasing the risks.
What I got was a lease end insurance that covers up to $5000 in lease end charges including tires with low thread and wheels. Cost was $900. Exclusion is basically "anything that could be an insurance claim" (read - colision). What do you guys think? |
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03-17-2016, 11:33 AM | #40 | |
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I think the lease end insurance is a great thing. It's inexpensive enough that if one doesn't get items covered that equal the price of the policy, the peace of mind it provides more than makes up for it. I've had lease returns where large items are looked over, and then I've had them where the person nitpicks every little thing. Paying $900 to not stress over what the experience will be like is worth it in my mind! |
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03-17-2016, 05:49 PM | #41 |
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wow i got a great deal than, my dealership gave me unlimited bent or cracked rim and any tire damage for $10 extra a month to my payment. when i asked about curb rash he said find a pothole and than bring it in!
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11-29-2016, 09:16 AM | #42 |
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X5 M - Wheel & Tire Insurance
Picking up a 2017 X5 M in a few days and my dealer in PA is quoting me the below for W&T Insurance (after discount and before sales tax) - let me know your thoughts please.
3yrs $2,250 5yrs $3,053 Thanks in advance!
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