05-25-2018, 09:06 AM | #1 |
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Wheel straightening and tire insurance
I had always purchased tire and rim insurance but when I bought my 2016 x5m , Dealer wanted $4200 for tire and rim and rim protection would not cover cosmetics. From what I understand dealers now rarely replace rims and only send them out for repair. Instead I decided to order a brand new set of tires from tire rack in case I lost a tire . Recently after this winter noticed very slight vibration in front left. I found a local rim repair who determined two minor bends in my 21 inch rims. Rims repaired and car drives so much better. Always a good idea to have a local rim repair check your rims. So given how expensive tire and rim insurance is now, u may better off rolling the dice yourself
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05-25-2018, 09:39 AM | #2 |
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$4200 is ridiculous. I get things increase but come on. I think the tire and rim insurance was $700 the first time I got it back in 2005. I got it last time around in 2016 but it was probably half of the quote you got, if not less. For $4200, I'd take my chances too.
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05-25-2018, 10:12 AM | #3 |
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Not worth the price. I paid $125/wheel to refinish a set on my last M car. I refuse to pay for the insurance...
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05-25-2018, 07:11 PM | #4 |
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I paid $1800 for 4 years and it covers any wheel I put on the car. I've already had all four tires replaced for $50. (Actually, had a slow leak in one, they replaced with 4 Pirellis and I took it back three months later and they replaced with 4 Michelins PSS because I could not stand how they Pirellis handled).
Over all, I feel good having it. I would have self-insured had they quoted me $4200! |
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05-29-2018, 12:21 PM | #5 |
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Nice timing on this thread! I got a nail in my rear tire yesterday, and it didnt dawn on me until I read this thread that I think I got the insurance since I negotiated them down - I think I got it for $1200, but they asked for $3000.
Does anyone know if they plug nail punctures, or they have to replace? If they plug it, I'd just take it to my tire guy.
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05-29-2018, 12:35 PM | #6 | |
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I have several patches/plugs in my Michelin PSS. If you have run-flat tires, I don't believe they'll patch/plug them. |
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05-29-2018, 12:43 PM | #7 |
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Its the 21" Michelin PSS. If they just plug it then I'll just go to my tire guy rather than wait at the dealer.
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05-29-2018, 01:00 PM | #8 |
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I paid $1,770 for three years with a $50 deductible. I got my lease from a CA dealer - the NY dealers were twice the price.
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05-29-2018, 01:08 PM | #9 |
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Does the deductible apply for a plug??
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05-29-2018, 03:54 PM | #10 |
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05-30-2018, 08:54 AM | #11 |
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In my experience, if you have insurance, it's always better to replace the tire vs. plug it. I assume that if you plug it you are not using the tire insurance so there would be no deductible.
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05-30-2018, 09:53 AM | #12 | |
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I guess that alone is worth a shot.
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05-31-2018, 09:09 AM | #13 |
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I go to Paul Miller in NJ and they always just replace damaged tires because I have wheel insurance.
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06-19-2018, 07:28 AM | #15 |
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SA replaced it - I saw the bill that was going to the insurance company, $586. I paid $1300 for the coverage, one more tire should cover that. There was no deductible either.
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06-19-2018, 09:40 AM | #16 | |
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I am usually not a fan of this type of insurance. I bit the bullet. A keyfob was misplaced and the replacement was nearly $500. Brad |
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06-19-2018, 09:54 AM | #17 | |
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