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      02-20-2018, 02:41 PM   #1
tkelley86
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These are some expensive SAV's!!!

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So I live on a hill. A large steep hill that must be traversed in order for me to get home. On 12/14 last year we get some snow, I start going down, and then the sliding began. I had no chance, it was either plow into 3 cars or turn into the pole. I opted for the pole. The result is the attached picture and $29,800 worth of damage! It's been over two months at this point and I'll hopefully be getting her back tomorrow (with lots of new goodies). A word to the wise, all wheel drive means nothing when you are running 20x10/11 inch wheels and summer tires. Hopefully new pics soon.

[IMG][/IMG]

Last edited by tkelley86; 02-28-2018 at 01:02 PM..
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      02-20-2018, 02:52 PM   #2
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Ouch! At least you kept the damage to yourself. What tires are those?
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      02-20-2018, 03:27 PM   #3
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Sorry to hear, but you def made the right choice.
This is also why I don't understand when people say AS tires are fine in the snow. They may be acceptable for getting around in mainly straight lines, but throw in a little incline and/or need to take some evasive action and they turn into slicks. Worse as you go 20"+ in wheel size. I'm sure people will chime in otherwise, but I stand by my statement.

ps can't see the pic
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      02-20-2018, 03:32 PM   #4
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Glad you're ok. Are those stock tires?
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      02-20-2018, 03:37 PM   #5
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Quote:
Originally Posted by twelve535i View Post
Glad you're ok. Are those stock tires?
Those looks like P Zeros to me...
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      02-20-2018, 03:45 PM   #6
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Quote:
Originally Posted by P1et View Post
Those looks like P Zeros to me...
I believe so too.

and to add to what P1et is getting at, the P Zeros are max performance summer tires...not all seasons.

Not that all seasons could have prevented that slide on a very steep hill..but the chances would have been better.
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      02-20-2018, 03:54 PM   #7
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Pirelli P Zero max performance summer tire
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      02-20-2018, 03:55 PM   #8
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30K damage cannot exclude mechanical parts, can it?
Surprised insurance does not render it salvage.
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      02-20-2018, 04:21 PM   #9
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Glad to read no one was injured but next time around buy a set of proper winter/snow tires... $1800 would've saved you $30k+.
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      02-20-2018, 04:26 PM   #10
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Quote:
Originally Posted by iconoclast View Post
Glad to read no one was injured but next time around buy a set of proper winter/snow tires... $1800 would've saved you $30k+.
Very true, it's tough to criticize people when they have made a mistake and suffered, but running a performance set in the winter is wrong -to put it mildly.
Material things can be recovered, humans cannot. Lessons learned I hope.
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      02-20-2018, 04:28 PM   #11
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Exact reason why snow tires are made. Even with snow tires, there is no guarantee you will stop depending on the incline and amount of ice but I have had a close save a few times where all seasons might have meant hitting something. In fact I was going around 15 through a parking lot yesterday with black ice and 35F temperature and someone just walked into an intersection with a baby stroller (stroller was skidding with wheels up) and I braked and slid too for a short distance. Did I want to be on all seasons in this situation, absolutely not.

OP - kudos on making the right call. As a former 14 year Boston resident, I can tell you its worth it first hand to invest in better rubber for the winter.
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      02-20-2018, 04:54 PM   #12
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Quote:
Originally Posted by P1et View Post
Those looks like P Zeros to me...
Me too - exactly why I asked what they are.
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      02-20-2018, 05:22 PM   #13
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Quote:
Originally Posted by tkelley86 View Post
So I live on a hill. A large steep hill that must be traversed in order for me to get home. On 12/14 last year we get some snow, I start going down, and then the sliding began. I had no chance, it was either plow into 3 cars or turn into the pole. I opted for the pole. The result is the attached picture and $29,800 worth of damage! It's been over two months at this point and I'll hopefully be getting her back tomorrow (with lots of new goodies). A word to the wise, all wheel drive and all season tires means nothing when you are running 20x10/11 inch wheels. Hopefully new pics soon.

[IMG][/IMG]
Ouch! I feel your pain!

But why would you spend all that money on cosmetics (grill, M50d fins, side vents, splitter, etc) before relevant ‘performance’ parts?
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      02-20-2018, 06:33 PM   #14
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Those are not Pirelli P-Zero's, those are Bridgestone Dueler H/P Sport - which are still summer tires, and not very good tires in general (tend to hydroplane more than normal).




Quote:
Originally Posted by MochiEater View Post
Pirelli P Zero max performance summer tire

Last edited by Sedoy; 02-20-2018 at 06:47 PM..
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      02-20-2018, 06:44 PM   #15
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So here you go: front bumper, left headlight, hood, left fender and fender flair, possibly bent left lower control arm (if wheel took a hit too). AW 300 paint, alignment and labor. Probably around $8-9k top (I'm too lazy to google it, but all oem parts from bmw would be around $4-5k max and the rest $4k is labor). Question is who took the rest of $20k? Rhetorical question of course. Insurance companies and auto shops - that triple and quadruple every part and labor in their invoice books to make a fortune out of a relatively simple fender bender. It is how it is - can't fight them or change rules - just need to accept it and get used to it.

P.S. The work needed to put it back is about 20hours max + 3 days for paint job - what they were doing 2 months is beyond me
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      02-20-2018, 06:55 PM   #16
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Quote:
Originally Posted by Sedoy View Post
Those are not Pirelli P-Zero's, those are Bridgestone Dueler H/P Sport - which are still summer tires, and not very good tires in general (tend to hydroplane more than normal).

definetly a summer tire. which will do horrible in snow. those tires get hard in the cold. ride rough and slide.
definetly op's fault here.

Quote:
Originally Posted by DuSh View Post
So here you go: front bumper, left headlight, hood, left fender and fender flair, possibly bent left lower control arm (if wheel took a hit too). AW 300 paint, alignment and labor. Probably around $8-9k top (I'm too lazy to google it, but all oem parts from bmw would be around $4-5k max and the rest $4k is labor). Question is who took the rest of $20k? Rhetorical question of course. Insurance companies and auto shops - that triple and quadruple every part and labor in their invoice books to make a fortune out of a relatively simple fender bender. It is how it is - can't fight them or change rules - just need to accept it and get used to it.

P.S. The work needed to put it back is about 20hours max + 3 days for paint job - what they were doing 2 months is beyond me
4-5 max for parts? heck, it probably costs 2k just for the headlight.
i had a similar hit in the front by a drunk, and it cost over 20k.
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      02-20-2018, 07:35 PM   #17
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Quote:
Originally Posted by DuSh View Post
So here you go: front bumper, left headlight, hood, left fender and fender flair, possibly bent left lower control arm (if wheel took a hit too). AW 300 paint, alignment and labor. Probably around $8-9k top (I'm too lazy to google it, but all oem parts from bmw would be around $4-5k max and the rest $4k is labor). Question is who took the rest of $20k? Rhetorical question of course. Insurance companies and auto shops - that triple and quadruple every part and labor in their invoice books to make a fortune out of a relatively simple fender bender. It is how it is - can't fight them or change rules - just need to accept it and get used to it.

P.S. The work needed to put it back is about 20hours max + 3 days for paint job - what they were doing 2 months is beyond me
It's possible some parts were back ordered. I had a minor hit in the rear which triggered the head restraint on the driver seat and my repairs were completed within a week but I couldn't pick up the car because the head restraints were on back order for 3 months. I was also successfully able to have bmw financial reimburse me for those times
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      02-20-2018, 09:09 PM   #18
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Quote:
Originally Posted by turboawd View Post
4-5 max for parts? heck, it probably costs 2k just for the headlight.
i had a similar hit in the front by a drunk, and it cost over 20k.
You are probably right, but here's a quick check with everything oem from BMW dealership:
Headlight $1380 (or $2500 if LED)
Hood $980
Side panel (fender) $475
Fender flair (primed) $123
M Sport bumper (primed) $923
Total: $5k (with LED lights) or $3881 with Xenon

Now I'm sure I need to add airbags (if some of them even deployed - doesn't look like that from the picture) and/or some fasteners etc. - but I'm just saying $28k is still ridiculous and mainly is due to well known shenanigans (basically someone putting a lot of money into their pockets)
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      02-20-2018, 09:39 PM   #19
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Sorry for your trouble, OP. Glad you’re ok.

I live low in the snow belt but still put winters on my cars. It’ll look like a waste of money right up until the moment they pay for themselves.
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      02-20-2018, 10:05 PM   #20
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No way to tell beyond surface damage from a pic, DuSh. I'm sure there was more damage once they got it on a lift. Suspension components, etc. perhaps.
Sure, prices can vary, but in general, insurance adjusting is no longer an art. They all use the same system/software. I'm sure OP will tell us more.
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      02-20-2018, 10:45 PM   #21
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Quote:
Originally Posted by tkelley86 View Post
So I live on a hill. A large steep hill that must be traversed in order for me to get home. On 12/14 last year we get some snow, I start going down, and then the sliding began. I had no chance, it was either plow into 3 cars or turn into the pole. I opted for the pole. The result is the attached picture and $29,800 worth of damage! It's been over two months at this point and I'll hopefully be getting her back tomorrow (with lots of new goodies). A word to the wise, all wheel drive and all season tires means nothing when you are running 20x10/11 inch wheels. Hopefully new pics soon.

[IMG][/IMG]
Ouch! Glad you're ok. Is there a lot of damage underneath? I had an incident with a deer which had similar damage, and the repairs were around $10-11k



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      02-20-2018, 10:51 PM   #22
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Yeah 30k seems way out of line and is gonna kill your resale

I would have guessed 10-15k max
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