07-04-2019, 11:58 PM | #1 |
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Is my wife's F16 a total loss?
Someone hit my wife's F16. She is leasing it and lease is supposed to end next year. From the pictures, is it considered a total loss? I'm not sure what BMW's collision assessment criteria is. Any ideas?
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07-05-2019, 12:24 AM | #2 |
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Hard to judge by 3 pictures, but if airbags did not deploy I don't think this is total loss. This is a question to your insurance company, but doesn't look horrible. Hood+fender+bumper, new headlight(s?) new fog light, paint job, new grills plus whatever internal damage . What happened? Hit a wall?
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07-05-2019, 12:31 AM | #3 | |
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She was hit by a drunk driver driving a pickup truck while driving out of the parking garage. |
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07-05-2019, 12:36 AM | #4 | ||
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07-05-2019, 12:44 AM | #6 |
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yea we called the cops for my wife's accident today. they arrested the guy cos i think he was drunk. For mine the cops are investigating who hit it. We have pretty good insurance and uninsured coverage too. just annoying cos we both customized the cars and have only had them for 18 months. And now...sigh!
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07-06-2019, 01:15 AM | #8 |
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May be. There could be frame damage with that impact.
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07-06-2019, 09:13 AM | #9 |
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07-06-2019, 09:14 AM | #10 |
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07-07-2019, 06:57 AM | #11 | |
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Damage doesn't look enough to be totalled but maybe there's some frame damage. Is it drivable? |
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07-07-2019, 07:26 AM | #12 |
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At least in my state, uninsured motorist coverage only kicks in if the at fault motorist is identified and has no or less than required coverage. If you don't know who hit the vehicle, then it's covered under the collision portion of the policy, with the higher collision deductible.
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07-07-2019, 08:23 AM | #13 | |
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07-07-2019, 10:37 AM | #14 |
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Rhode Island. It happened to us over the winter. One of our vehicles was swiped in a parking lot. Insurance covered it (without our premiums going up) but would not cover it under the uninsured motorist since we did not know who swiped it. We promptly dropped uninsured motorist from our policy.
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07-07-2019, 10:51 AM | #15 | |
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07-07-2019, 08:55 PM | #16 | |
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Sorry about the accident(s). Other people suck.
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