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No. I buy cars to drive them. All my cars have some rock chips or dings or what not. Might as well buy the car with the rock chips pre-installed. That way I avoid the heart ache of having a rock chip on a pristine car.
I don't apply any to my cars either regardless if I buy new or used. I do apply some ceramic coating myself to all of them. I don't think it does anything as far as protection, but it does make water bead like a mofo and that makes washing and blow drying way easier.
Also it depends how you plan to sell the car. If it's a rare car and you are selling it yourself to an enthusiast then maybe. If you are selling to carmax, carvana, vroom etc which is what most people do then I highly doubt they give 2 shits about ppf.
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