2015 X5 xDrive35i with build date of October '14 needed a full steering column replacement. Fully covered under warranty. Pretty common issue it seems and dealer even had all parts in stock in the back.
If your steering column doesn't tilt up/ down or forward/ backward or you're hearing a creaking/ grinding sound, have your dealer look at it asap.
Unless of course you turned the tilt feature off.
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