Day three and she was taken away like that- Totaled F15

Guntherpdx · 11-02-2018, 03:18 PM

Well I have to say this is officially the shortest I have ever owned a vehicle. My first F15 a 2015 X5 35i Msport with 30k on the clock. I was really excited to pour endless amounts of money into this vehicle.

Oddly enough an E39 5 series bmw was to blame and suffered tear damage.

The X5 is totaled, thankfully no wheels were injured so I am keeping those. Back to the search apparently.

Stay safe out there guys. [IMG][/IMG]

Dave'sX5 · 11-02-2018, 03:20 PM

That sucks, sorry to hear that. Glad you're safe.

Guntherpdx · 11-02-2018, 03:22 PM

Quote:

Originally Posted by Dave'sX5

That sucks, sorry to hear that. Glad you're safe.

Thank you for saying that, my partner and our dog were in the car and are ok.

I hope to be back in an F15 soon and a part of this great community.

r33_RGSport · 11-02-2018, 04:28 PM

Ouch, sorry to see this.
But glad that everybody is ok.

The Libertine · 11-02-2018, 04:31 PM

So unfortunate to read this; however, what matters is the well-being of all involved.

Good luck with the search for a replacement.

Guntherpdx · 11-02-2018, 04:32 PM

Quote:

Originally Posted by r33_RGSport

Ouch, sorry to see this.
But glad that everybody is ok.

I was so excited to permanently give you my banking info with all of your great products to!

r33_RGSport · 11-02-2018, 04:35 PM

Quote:

Originally Posted by Guntherpdx

Quote:

Originally Posted by r33_RGSport

Ouch, sorry to see this.
But glad that everybody is ok.

I was so excited to permanently give you my banking info with all of your great products to!

Haha, I wouldn't do that, it would be unethical.
Just your SSN will do,

CarJunkie · 11-02-2018, 05:25 PM

Quote:

Originally Posted by r33_RGSport

Quote:

Originally Posted by Guntherpdx

Quote:

Originally Posted by r33_RGSport

Ouch, sorry to see this.
But glad that everybody is ok.

I was so excited to permanently give you my banking info with all of your great products to!

Haha, I wouldn't do that, it would be unethical.
Just your SSN will do,

Totaled? Wow. Still looks drivable.

Glad everyone is OK.

DuSh · 11-02-2018, 05:55 PM

Hood, bumper cover, fog-light, headlight (non LED?), plastic fender flair and some lower bumper trim with rivets: probably $3k top and $2k paint. I'm still amazed how easily North American insurance companies total expensive cars. So for them the car to be repairable it should only have a 2 inch scratch in the middle of hood - that's all that they can repair - everything else is automatically declared totaled. This is really fucked up.

Guntherpdx · 11-02-2018, 07:31 PM

Quote:

Originally Posted by DuSh

Hood, bumper cover, fog-light, headlight (non LED?), plastic fender flair and some lower bumper trim with rivets: probably $3k top and $2k paint. I'm still amazed how easily North American insurance companies total expensive cars. So for them the car to be repairable it should only have a 2 inch scratch in the middle of hood - that's all that they can repair - everything else is automatically declared totaled. This is really fucked up.

So I spoke with the body shop, the owner stated it would cost in the ballpark of 20 grand to repair. That the insurance company require 80% total damage to total out. I explained I was not going to accept a diminished value vehicle in return even if it was fixed. So now I play the waiting game on if it's totaled or will be repaired and the value is lowered.

Any advice on this situation guys? A vehicle bought for 39k with 20k in damage and they want to fix it?

Guntherpdx · 11-02-2018, 07:33 PM

Here is an update of the damage with pictures

2euro · 11-02-2018, 07:39 PM

Quote:

Originally Posted by Guntherpdx

So I spoke with the body shop, the owner stated it would cost in the ballpark of 20 grand to repair. That the insurance company require 80% total damage to total out. I explained I was not going to accept a diminished value vehicle in return even if it was fixed. So now I play the waiting game on if it's totaled or will be repaired and the value is lowered.

Any advice on this situation guys? A vehicle bought for 39k with 20k in damage and they want to fix it?

Unfortunately, the only way to get the diminished value is to sue. It sucks because the victim always gets screwed.

2euro · 11-02-2018, 07:41 PM

One way to look at this is...

Try and get the X5M bumper and other mods you wanted to do.

Guntherpdx · 11-02-2018, 07:41 PM

Are speaking directly to civil court of the defendant or the insurance company?

Guntherpdx · 11-02-2018, 07:42 PM

Quote:

Originally Posted by 2euro

One way to look at this is...

Try and get the X5M bumper and other mods you wanted to do.

Right and get flamed for having a X5 35i with an X5M front end.

I mean...

2euro · 11-02-2018, 07:47 PM

Quote:

Originally Posted by Guntherpdx

Right and get flamed for having a X5 35i with an X5M front end.

I mean...

I don't think you'll get flamed.

There's actually a guy that did front/rear bumper upgrade. Looks legit!

Here's the post.
https://f15.bimmerpost.com/forums/sh....php?t=1550175

DuSh · 11-02-2018, 08:02 PM

$20k for this lol? You can tell by the pics that it's only cosmetics, not a single damage to frame - just pieces of headlight housing and fender/hood/bumper cover trim. Even holder brackets are intact.
I should have opened my insurance and collision company instead of going to med.school - would have made a lot of money scamming owners for $20k instead of $5k job.

1norseman · 11-02-2018, 08:04 PM

Quote:

Originally Posted by DuSh

Hood, bumper cover, fog-light, headlight (non LED?), plastic fender flair and some lower bumper trim with rivets: probably $3k top and $2k paint. I'm still amazed how easily North American insurance companies total expensive cars. So for them the car to be repairable it should only have a 2 inch scratch in the middle of hood - that's all that they can repair - everything else is automatically declared totaled. This is really fucked up.

First of all, I'm glad everyone's OK. @ Guntherpdx; Sorry about your X5, that sucks!
But when you find another one, RG Sport will be waiting in the shadows for your bank account info, he's Ninja like that (in a good way)... LOL

DuSh,I mostly agree with you. Nonetheless, in this case it is possible that there is frame damage where the bumper support attaches to the frame.

From the insurance company's point of view, if it is questionable, it is likely cheaper to total and move on, than fix and possibly have more issues and liabilities down the road..

Guntherpdx · 11-02-2018, 08:05 PM

Quote:

Originally Posted by DuSh

$20k for this lol? You can tell by the pics that it's only cosmetics, not a single damage to frame - just pieces of headlight housing and fender/hood/bumper cover trim. Even holder brackets are intact.
I should have opened my insurance and collision company instead of going to med.school - would have made a lot of money scamming owners for $20k instead of $5k job.

I agree that it sounds outrageously high for the damage. I will report back what the total cost ends up being though.

1norseman · 11-02-2018, 08:10 PM

Quote:

Originally Posted by DuSh

$20k for this lol? You can tell by the pics that it's only cosmetics, not a single damage to frame - just pieces of headlight housing and fender/hood/bumper cover trim. Even holder brackets are intact.
I should have opened my insurance and collision company instead of going to med.school - would have made a lot of money scamming owners for $20k instead of $5k job.

From past experiences, bodyshops are never to be trusted!
Currently my opinion is that at least 50% of the bodyshops will try to scam you and the insurance company, one way or another!

OFFWHITEX5 · 11-02-2018, 11:19 PM

Sorry to see this and glad to hear your alright. These X5s must be weak in this spot. Mine was hit in the exact same spot and totaled as well. It's like no insurance wants to fix them.

Guntherpdx · 11-02-2018, 11:21 PM

Quote:

Originally Posted by OFFWHITEX5

Sorry to see this and glad to hear your alright. These X5s must be weak in this spot. Mine was hit in the exact same spot and totaled as well. It's like no insurance wants to fix them.

Who was your insurance through and was there any structural or frame damage? Yours looks about the same as mine.

11-02-2018, 03:18 PM	#1
Guntherpdx Private 33 Rep 92 Posts Drives: F15 X5 3.5i Msport Join Date: Oct 2018 Location: Portland, Oregon iTrader: (0)	Day three and she was taken away like that- Totaled F15 Well I have to say this is officially the shortest I have ever owned a vehicle. My first F15 a 2015 X5 35i Msport with 30k on the clock. I was really excited to pour endless amounts of money into this vehicle. Oddly enough an E39 5 series bmw was to blame and suffered tear damage. The X5 is totaled, thankfully no wheels were injured so I am keeping those. Back to the search apparently. Stay safe out there guys. [IMG][/IMG] Attached Images
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11-02-2018, 03:20 PM	#2
Dave'sX5 New Member 58 Rep 19 Posts Drives: 2018 X5 Join Date: Aug 2018 Location: Minnesota iTrader: (0)	That sucks, sorry to hear that. Glad you're safe.
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11-02-2018, 04:28 PM	#4
r33_RGSport General 12906 Rep 18,679 Posts Drives: G09 XM, G05 X5 40, 991.2 T Join Date: Oct 2009 Location: So. Cal iTrader: (6)	Ouch, sorry to see this. But glad that everybody is ok. __________________ Email:sales@rgsport.com \| IG:RGSport_USA \| Web:RGSportShop.com SPRING Sale!! 04/01 - 04/15 - Code: "SPRING2024" MSS • iSweep • RaceChip • Sterckenn • AutoTecknic • Akrapovic • Vossen Wheels • Eventuri Active Autowerke • KW • H&R • Ohlins • Remus • and more...
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11-02-2018, 04:31 PM	#5
The Libertine Major 1233 Rep 1,222 Posts Drives: 2021 Porsche Macan Join Date: Jul 2018 Location: South East, MA iTrader: (0)	So unfortunate to read this; however, what matters is the well-being of all involved. Good luck with the search for a replacement.
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11-02-2018, 05:55 PM	#9
DuSh Colonel 2114 Rep 2,388 Posts Drives: F15 X5 50i Join Date: Jul 2017 Location: USA iTrader: (0)	Hood, bumper cover, fog-light, headlight (non LED?), plastic fender flair and some lower bumper trim with rivets: probably $3k top and $2k paint. I'm still amazed how easily North American insurance companies total expensive cars. So for them the car to be repairable it should only have a 2 inch scratch in the middle of hood - that's all that they can repair - everything else is automatically declared totaled. This is really fucked up.
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		BMW X5 and X6 Forum (F15/F16) > BMW X5 (F15) and BMW X6 (F16) Forum > BMW X5 and X6 (F15/F16) Forum
Day three and she was taken away like that- Totaled F15

11-02-2018, 07:33 PM	#11
Guntherpdx Private 33 Rep 92 Posts Drives: F15 X5 3.5i Msport Join Date: Oct 2018 Location: Portland, Oregon iTrader: (0)	Here is an update of the damage with pictures Attached Images
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11-02-2018, 07:41 PM	#13
2euro Private First Class 98 Rep 118 Posts Drives: 2015 X5 50iMSport Join Date: Oct 2018 Location: BayArea iTrader: (0)	One way to look at this is... Try and get the X5M bumper and other mods you wanted to do. __________________ 2015 BMW X5 50i MSport \| Alpine White
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11-02-2018, 08:02 PM	#17
DuSh Colonel 2114 Rep 2,388 Posts Drives: F15 X5 50i Join Date: Jul 2017 Location: USA iTrader: (0)	$20k for this lol? You can tell by the pics that it's only cosmetics, not a single damage to frame - just pieces of headlight housing and fender/hood/bumper cover trim. Even holder brackets are intact. I should have opened my insurance and collision company instead of going to med.school - would have made a lot of money scamming owners for $20k instead of $5k job.
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11-02-2018, 11:19 PM	#21
OFFWHITEX5 Private First Class 326 Rep 152 Posts Drives: WHITE BMW X5 35i AWD M-SPORT Join Date: Sep 2017 Location: New Jersey iTrader: (0)	Sorry to see this and glad to hear your alright. These X5s must be weak in this spot. Mine was hit in the exact same spot and totaled as well. It's like no insurance wants to fix them. Attached Images __________________ 2ND X5 IN 6 MONTHS. LET THE MODS BEGIN AGAIN.
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